Tuesday Mar 18, 2025
SRO Housing & HUD 221(d)(4): Unpacking the Ultimate Guide
Episode Title: "Small Spaces, Big Impact: Decoding SROs and HUD Loans with Cara Conde"
Hosts: Michael Hayes (Digital Marketing Strategist) & Rachel Thornton (Website User Experience Consultant)
Duration: ~15 minutes | Release Date: March 25, 2025
Description:
Join digital marketing guru Michael Hayes and UX whiz Rachel Thornton as they dive deep into the world of Single Room Occupancy (SRO) housing and the HUD 221(d)(4) Loan Program, inspired by Cara Conde’s definitive blog guide (caraconde.com/blog/single-room-occupancy-sro-housing-and-the-hud-221d4-loan-program-the-definitive-guide). In this episode, the duo unpacks how SROs—compact, affordable units—tackle Indianapolis’s 35,000-unit housing shortage, and why HUD’s financing (think 90% LTV, 40-year terms) is a game-changer for developers.
Join digital marketing guru Michael Hayes and UX whiz Rachel Thornton as they dive deep into the world of Single Room Occupancy (SRO) housing and the HUD 221(d)(4) Loan Program, inspired by Cara Conde’s definitive blog guide (caraconde.com/blog/single-room-occupancy-sro-housing-and-the-hud-221d4-loan-program-the-definitive-guide). In this episode, the duo unpacks how SROs—compact, affordable units—tackle Indianapolis’s 35,000-unit housing shortage, and why HUD’s financing (think 90% LTV, 40-year terms) is a game-changer for developers.
Michael breaks down the blog’s investment angle—6%–10% ROIs, $100K+ NOIs, and the power of subsidies like LIHTC—while exploring how Cara Conde, Indianapolis’s top commercial real estate agent, markets these opportunities to savvy investors. Rachel digs into the user experience, analyzing how the blog’s 2,000-word depth, actionable stats (e.g., $300–$700 SRO rents vs. $1,150 market rates), and Cara’s $200M deal legacy make it a goldmine for developers and housing advocates alike. Together, they debate the challenges—zoning hurdles, slim margins—and how Cara’s expertise turns risks into rewards.
Expect sharp insights, a few laughs (Michael’s take on NIMBYism is a riot), and practical takeaways—whether you’re a real estate pro, policy wonk, or just curious about affordable housing’s future. From digital strategy to UX design, Michael and Rachel connect the dots between Cara’s blog and real-world impact. Tune in to discover why SROs aren’t just tiny rooms—they’re big solutions, and why Cara Conde is the name to know in Indianapolis.
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